Cost of Living in USA for Indian Students

Cost of Living in USA for Indian Students

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Cost of Living in USA

The United States has become a bustling cosmopolitan with an intermingled population from a wide range of ethnic origins, making it one of the world's most diversified multicultural nations. As one of the most popular study locations for international students, the United States offers nearly 4000 programmes at some of the world's most prestigious universities. The country is rising as one of the world's top economies and has devoted significant resources to improving its skilled labour force. Are you thinking of studying in the United States but aren't sure how much it will cost?

This Page will look at the cost of studying and living in the United States for students, ranging from tuition fees to living expenditures that you should be aware of before applying to a university in the country.


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Cost of Living in USA for International Students

The monthly cost of living in the United States is approximately $700-$1000 (INR 52328 - 74755), which amounts to $10000-$12000 (INR 747550 - 897060) each year. Accommodation, room and board, travel, textbooks, and other extras are all included in the fees. 

Let's take a look at the charges one by one:

  1. Accommodation costs approximately $5000-$7000 (INR 373775-523285) per year.
  2. Rent for off-campus housing ranges between $300 and $400 a month.
  3. Food costs approximately $2500 (INR 186887) per year.
  4. Travel prices within the United States range from $300 to $700 (INR 22426 to 52328), depending on location.
  5. Textbooks and study materials cost about $500-$1000 (INR 37377-74755) per year.
  6. Other annual expenses will be around $2000 (INR 149510).
Because students from all over the world intend to pursue higher education in the United States, the cost of living in the United States for international students is often high. However, the price varies based on the place chosen. For example, if the university is located in a metropolis such as New York, the cost of living for students is extremely high. On the other hand, the cost of living is significantly lower for universities located in suburban areas, whether in Ohio or Indiana.

Cost of Living in USA for Family

A single person's monthly living expenses in the United States are $3,189, or $38,266 per year. A family of four may expect to pay $7,095 monthly or $85,139 annually.

Average Cost of Living in USA

The estimated annual living expense in the United States is between $100,000 and $180,000, with a monthly average of $1000 to $1500. This includes your lodging, room & board, food, travel, textbooks, weather-appropriate clothing, and entertainment fees.
Here is a list of costs that were considered when calculating living expenses:
  1. Books and study materials range in price from $900 to $2000 a year.
  2. Travel within the United States will cost between $300 and $700.
  3. The cost of living will range between $5000 to $7500 per year.
  4. Renting an apartment off-campus will cost between $300 and $600 a month, though this may vary depending on the school's location.
  5. Meals should cost roughly $2500 per year if you do not dine out frequently.
  6. If you live in a chilly country, clothing will cost you more than $500 a year.
  7. Personal and variable expenses will total approximately $2000 per year.
This table will give you an approximate monthly average expense idea:


Monthly Costs






(home-cooked meals)


International Calling cards


Home Internet


Cell phone


Restaurant meals




Car Insurance


Petrol for car


Weekend activities






Accommodation Cost in USA

The cost of living in the United States for international students is then calculated. Most American institutions provide on-campus housing for overseas students, which is unquestionably the less expensive choice. You could possibly reside in an apartment close to your institution. The annual cost of living ranges from $6000 to $12000 [4,40,000 INR to 8,80,000 INR]. To save money, international students can also choose a homestay or live with local guardians or relatives if they reside close to college.
On-Campus Accommodation - consists of dorms, hostels, and university flats. Depending on your university and type of housing, they may charge up to $21,500 each year.

Off-Campus Accommodation -
Rental flats, apartments, homestays, and private hostels are all included. In the United States, off-campus housing can range from $650 to $25,000.

Cost of Public Transport in USA

Several transportation choices are available to move across the country depending on the distance between your lodging and university. A transportation pass in the United States will cost between $75 and $150.

Flights between the United States and your native nation will be the most expensive mode of transportation. Make sure you buy your tickets at the best feasible moment in order to get the best deals.

Cost of Grocery Items in USA

Meals and groceries are included in the food expenses

  • An individual spends $400 per month on meals on average. However, if someone prefers eating out every other day, the cost can rise to $800 per month in the United States.
  • The price of groceries is consistent across the mainland; however, the price of eating out varies between restaurants and cities.
  • A supper for two in a typical New York restaurant can cost around $100. In Philadelphia, though, this will cost roughly $80.
  • Meal arrangements for students living on campus can cost roughly $250 per month.

Cost of Education in USA

The cost of pursuing a degree in the United States is determined by the discipline in which the student wants to study. If the student's course falls within the STEM category, the overall cost of the programme will be greater than for other programmes. The sort of university is another aspect that influences tuition fees. In the United States, there are two types of universities: public and private. Because public universities are well-funded by the state government, tuition fees for courses offered at these colleges are relatively low. Private universities, on the other hand, are not sponsored by the state government; they rely on tuition fees from students and other private organisations for funding. 

Here is an estimated annual tuition charge for undergraduate degree programmes at several types of universities for international students:


Cost in USD (Annual)

Community College


Public University


Private Non-Profit College


The cost of a Masters degree varies depending on the length of the programme, which might be one or two years. In the United States, the average annual cost of a Master's level course is as follows:


Cost in USD (Annual)

Public University


Private University


Here are the types of education levels and its cost in the USA for International students:

Education Level

Cost in USD

Undergraduate Bachelors Program

$8230 - $33450

Postgraduate Masters Program

$8670 - $29960

Doctoral Program

$10830 - $42920

Application Fees for Universities in the USA

₹4000 - ₹11997

Visa Application Fee for the USA From India


Best Affordable Cities to Live in USA

Alabama, West Virginia, Arkansas, Indiana, Missouri, Utah, Mississippi, Tennessee, Minnesota, and Kentucky are the top ten most inexpensive cities in the United States for the year 2021, according to Forbes. When studying in the country, consider universities in these areas to lower your cost of living in the United States. Some of these fees and expenses are described further below:


Cost of Living USD/month)

San Diego

1400 to 2400


1100 to 2000


1200 to 200


800 to 1300


1000 to 2000


1300 to 2500


1000 to 2000

As an international student, the easiest method to save money is to apply for scholarships as soon as possible. It is quite simple to conduct research, act on your needs, and save money while living overseas. The cost of living in the United States varies greatly across the continent, making it easy for a student to select the best alternative while studying in the country. Small efforts like using a transportation pass, moving to a less expensive neighbourhood, and avoiding eating out all add up!

If you are planning to pursue your education abroad, you’re on the right track!
However, if you are still unsure about applying for scholarships, choosing a university, or finding suitable housing accommodation, choose AECC. Our counsellors will undoubtedly guide you through your study abroad experience and assist you in realising your dreams!

Frequently Asked Questions About Cost of living in USA

In India, many students are considering going to the United States as a destination. About 30 to 35 percent of Indian students choose to study abroad. In 2019 alone, 202,014 Indian students travelled to the United States! The United States is typically regarded as a high-cost country.